Saturday, August 02, 2008
We got a quote to add Zach (16) to our car insurance policy. The insurance agent told me it would be $240.00 a month. He actually said that with a straight face. After I fainted he said he would try and get it down a little lower and call me back. $204.80 is what he came back with.

Is it just me or does that sound ridiculously high for a kid who is suppose to be getting the good student discount?

Dave called another insurance company and they gave him a quote of $130.00 a month. After the first quote, that sounded like a real bargain. However, that is still a lot of money. Of course if he was a female child I am told the price would be a third of that.

That ice cream truck idea is sounding better and better.

I know that California is pricey for everything but this just seems ridiculous. Anyone out there know of a cheap insurance company for teens with good grades?

Please help!

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  posted at 12:00 AM  

At 9:33 AM, Blogger Heidi @ GGIP said...

I think this is why many parents make their kids pay for their own car insurance fees. :)

At 11:56 AM, Blogger patjrsmom said...

I second the kids pay for their own insurance!

At 12:27 PM, Blogger julie said...

Hi Ladies,

I agree that it would be great for him to pay for his own insurance. However, he is working towards a full sports scholarship right now (which it looks like he is going to get) and can't work more than a few hours a week to pay for gas. I would rather pay for the insurance than college. He would probably be fine with not driving at all, however, I WANT him to drive. It is a huge help having another driver in the house.

Thankfully we are able to pay for the insurance. I was just a little shocked at the initial quote.

Have a great day,

At 5:17 PM, Blogger Brenda said...

We married at 22 and when husband turned 25, our insurance went down by HALF!

It's crazy.

At 9:52 PM, Blogger Cakes said...

dreading this.
completely dreading this.

bought my son a Metro pass instead.

At 8:56 AM, Blogger Kristin said...

Have you tried Geiko? So easy even a caveman can do it!

Just kidding, I don't know anything about insurance, but that sounds dang high! Our son pays for his own and I'm sure it's not that much. I hope you find a good solution!

At 7:43 PM, Blogger holly said...

In Oklahoma, my 16 year old pays 65.00 a month for him. We go through Farmers. This is with multi car and house insurance discounts, as well as his good student discount. Still much cheaper than they quoted you! Do you have Farmers out there?

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